As we move toward a system in which people are paying more out of pocket for their healthcare, more and more doctors are looking for merchant accounts so that they can accept patients' credit cards. Most people cannot afford to pay cash for medical services, and so they use Visa, Mastercard, or another major credit card in order to cover their co-pays and other expenses.

Fortunately for physicians and other medical professionals, the OCC classifies them as low risk for cc processing, meaning that they get cheap rates and have their pick of merchant banks.

Unfortunately for us, as patients, our bills will continue to climb until a better medical insurance system is put into place. Whether we pay for services with cash or with credit cards, our financial well-being takes a hit every time we have to seek out a doctor or clinic. With any luck, using herbal remedies and immune system boosters, we can protect ourselves from physical and financial hardship.



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